:root{
  /* Palette matched to strategybllc.net: mint-green primary (#3dd598),
     navy headings (#1a3a5c), slate body text (#2c3e50). */
  --navy:#1a3a5c; --navy-2:#13314f; --teal:#3dd598; --teal-2:#2ec78c;
  --ink:#2c3e50; --muted:#5b6b78; --line:#e7edf2; --bg:#ffffff; --soft:#f4f8fb;
  --radius:16px; --maxw:1120px;
  font-synthesis:none;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink); background:var(--bg); line-height:1.6; -webkit-font-smoothing:antialiased;
}
a{color:var(--teal); text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:var(--maxw); margin:0 auto; padding:0 20px}
img{max-width:100%; display:block}

/* Header */
.site-header{position:sticky; top:0; z-index:50; background:rgba(255,255,255,.96); backdrop-filter:blur(8px); box-shadow:0 2px 10px rgba(0,0,0,.05)}
.nav{display:flex; align-items:center; justify-content:space-between; height:68px}
.brand{display:flex; align-items:center; gap:10px; font-weight:800; color:var(--navy); font-size:1.15rem}
.brand .mark{width:34px;height:34px;border-radius:9px;background:linear-gradient(135deg,var(--navy),var(--teal));color:#fff;display:grid;place-items:center;font-weight:800}
.nav-links{display:flex; gap:26px; align-items:center}
.nav-links a{color:var(--ink); font-weight:600; font-size:.95rem}
.nav-links a:hover{color:var(--teal); text-decoration:none}
.btn{display:inline-block; background:var(--teal); color:#fff; padding:13px 30px; border-radius:6px; font-weight:600; border:0; cursor:pointer; transition:background .15s,box-shadow .15s}
.btn:hover{background:var(--teal-2); text-decoration:none; box-shadow:0 8px 20px rgba(61,213,152,.28)}
.btn-ghost{background:transparent;color:var(--navy);border:1.5px solid var(--line)}
.btn-ghost:hover{border-color:var(--teal);color:var(--teal)}
.menu-toggle{display:none;background:none;border:0;font-size:1.6rem;color:var(--navy);cursor:pointer}

/* Hero */
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 60%,#10485f 100%); color:#fff; padding:84px 0 96px}
.hero h1{font-size:3rem; line-height:1.2; font-weight:700; max-width:18ch}
.hero p.lead{margin-top:18px; font-size:1.15rem; color:#cfe0ea; max-width:54ch}
.hero .cta{margin-top:30px; display:flex; gap:14px; flex-wrap:wrap}
.hero .btn-ghost{color:#fff;border-color:rgba(255,255,255,.35)}
.hero .btn-ghost:hover{border-color:#fff;color:#fff}
.trust{margin-top:34px;color:#9fb8c8;font-size:.9rem}

/* Full-bleed hero (homepage) */
.hero-bleed{position:relative;overflow:hidden;padding:0;min-height:580px;display:flex;align-items:center;background:var(--navy)}
.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:65% center}
.hero-scrim{position:absolute;inset:0;background:linear-gradient(rgba(26,58,92,.85),rgba(26,58,92,.85))}
.hero-inner{position:relative;z-index:2;padding:96px 20px}
.hero-inner h1{max-width:17ch}
.eyebrow{display:inline-block;color:var(--teal-2);font-weight:700;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:16px}

/* Sections */
section{padding:72px 0}
.section-title{font-size:2rem; color:var(--navy); font-weight:700; text-align:center}
.section-sub{text-align:center; color:var(--muted); margin:12px auto 0; max-width:60ch}
.grid{display:grid; gap:22px; margin-top:44px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:var(--bg); border:0; border-radius:var(--radius); padding:32px; box-shadow:0 10px 40px rgba(20,40,70,.07); transition:box-shadow .15s,transform .15s}
.card:hover{box-shadow:0 16px 48px rgba(20,40,70,.13); transform:translateY(-3px)}
.card .ico{width:46px;height:46px;border-radius:11px;background:var(--soft);display:grid;place-items:center;font-size:1.4rem;margin-bottom:16px}
.card h3{color:var(--navy); font-size:1.2rem; margin-bottom:8px}
.card p{color:var(--muted)}
.alt{background:var(--soft)}

/* CTA band */
.band{background:linear-gradient(135deg,var(--teal),var(--teal-2)); color:#fff; text-align:center}
.band h2{font-size:1.8rem; font-weight:800}
.band p{margin-top:10px; color:#e6fffb}
.band .btn{background:#fff;color:var(--navy);margin-top:24px}
.band .btn:hover{background:#eafdfb}

/* Legal pages */
.legal{padding:56px 0 80px}
.legal h1{color:var(--navy); font-size:2.1rem; margin-bottom:6px}
.legal .updated{color:var(--muted); font-size:.9rem; margin-bottom:30px}
.legal h2{color:var(--navy); font-size:1.3rem; margin:34px 0 10px}
.legal h3{color:var(--navy-2); font-size:1.05rem; margin:22px 0 8px}
.legal p,.legal li{color:#33424d; margin-bottom:12px}
.legal ul{padding-left:22px}
.callout{background:var(--soft); border-left:4px solid var(--teal); border-radius:0 10px 10px 0; padding:16px 20px; margin:22px 0}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;margin-top:40px}
.field{margin-bottom:16px}
.field label{display:block;font-weight:600;color:var(--navy);margin-bottom:6px;font-size:.92rem}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:10px;font:inherit;color:var(--ink);background:#fff}
.field textarea{min-height:120px;resize:vertical}
.consent{font-size:.82rem;color:var(--muted);margin-top:10px;line-height:1.5}
.info-row{display:flex;gap:12px;align-items:flex-start;margin-bottom:18px}
.info-row .ico{font-size:1.3rem}

/* Footer */
.site-footer{background:var(--navy); color:#b9cdda; padding:54px 0 30px; font-size:.92rem}
.footer-top{display:grid;grid-template-columns:2fr 1fr 1fr;gap:36px}
.site-footer .brand{color:#fff}
.site-footer h4{color:#fff;font-size:.95rem;margin-bottom:14px;letter-spacing:.02em}
.site-footer a{color:#b9cdda;display:block;margin-bottom:9px}
.site-footer a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:22px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;color:#8aa6b8;font-size:.85rem}
.disclaimer{color:#7a98ab;font-size:.78rem;margin-top:14px;line-height:1.5;max-width:70ch}

/* Responsive */
@media (max-width:860px){
  .nav-links{position:absolute;top:68px;left:0;right:0;background:#fff;flex-direction:column;gap:0;border-bottom:1px solid var(--line);padding:8px 0;display:none}
  .nav-links.open{display:flex}
  .nav-links a{padding:13px 20px;width:100%}
  .nav-links .btn{margin:10px 20px;text-align:center}
  .menu-toggle{display:block}
  .hero h1{font-size:2rem}
  .grid-3,.grid-2,.contact-grid,.footer-top{grid-template-columns:1fr}
}

/* ---- Enriched homepage components ---- */
.hero-split{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.hero-copy h1{max-width:none}
.hero-media img{width:100%;border-radius:18px;box-shadow:0 20px 60px rgba(0,0,0,.35);object-fit:cover;aspect-ratio:4/3}

.statband{background:linear-gradient(135deg,var(--teal),var(--teal-2));color:#fff}
.statrow{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;padding:26px 20px;text-align:center}
.statrow strong{display:block;font-size:1.05rem;color:#fff}
.statrow span{color:rgba(255,255,255,.85);font-size:.85rem}

.media-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.media-img img{width:100%;border-radius:16px;object-fit:cover;aspect-ratio:4/3;box-shadow:0 14px 44px rgba(15,42,67,.14)}
.media-copy h2{color:var(--navy);font-size:1.7rem;font-weight:700;margin-bottom:14px}
.media-copy p{color:var(--muted);margin-bottom:18px}
.ticks{list-style:none;padding:0;margin:0 0 22px}
.ticks li{position:relative;padding-left:28px;margin-bottom:10px;color:#33424d}
.ticks li::before{content:"✓";position:absolute;left:0;top:0;color:var(--teal);font-weight:800}

.narrow{max-width:780px}
.faq{margin-top:34px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:4px 18px;margin-bottom:12px}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:14px 0;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";float:right;color:var(--teal);font-weight:800}
.faq details[open] summary::after{content:"–"}
.faq details p{color:var(--muted);padding:0 0 16px}

@media (max-width:860px){
  .hero-split,.media-grid,.media-grid.reverse{grid-template-columns:1fr}
  .media-grid.reverse .media-img{order:-1}
  .statrow{grid-template-columns:repeat(2,1fr);gap:18px}
  .hero-media img{aspect-ratio:16/10}
}

/* ---- Kicker label ---- */
.kicker{text-align:center;color:var(--teal);font-weight:800;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:8px}

/* ---- Big-number stat band ---- */
.statrow.numbers{padding:36px 20px}
.statrow.numbers strong{font-size:2.4rem;font-weight:800;letter-spacing:-.02em;color:#fff;line-height:1.05}
.statrow.numbers span{display:block;margin-top:6px;color:rgba(255,255,255,.85);font-size:.9rem}

/* ---- Service / coverage cards ---- */
.svc-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-top:44px}
.svc-card{background:#fff;border:0;border-radius:16px;padding:44px 40px;box-shadow:0 10px 40px rgba(20,40,70,.10);transition:box-shadow .15s,transform .15s}
.svc-card:hover{box-shadow:0 22px 56px rgba(20,40,70,.15);transform:translateY(-4px)}
.svc-ico{width:60px;height:60px;border-radius:16px;display:grid;place-items:center;color:#fff;margin-bottom:18px}
.svc-ico svg{width:28px;height:28px}
.svc-ico.health{background:linear-gradient(135deg,var(--teal),var(--teal-2))}
.svc-ico.life{background:linear-gradient(135deg,#e6822f,#f2a24a)}
.svc-badge{display:inline-block;font-size:.7rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;padding:6px 12px;border-radius:999px;margin-bottom:14px}
.svc-badge.health{background:#e6f7ef;color:#1d9e6c}
.svc-badge.life{background:#fcefe2;color:#c46a22}
.svc-card h3{color:var(--navy);font-size:1.5rem;font-weight:700;margin-bottom:10px}
.svc-card p{color:var(--muted);margin-bottom:18px}
.svc-list{list-style:none;padding:0;margin:0 0 22px}
.svc-list li{position:relative;padding-left:26px;margin-bottom:9px;color:#33424d}
.svc-list li::before{content:"✓";position:absolute;left:0;top:0;font-weight:800}
.svc-card .svc-list li::before{color:var(--teal)}
.svc-more{font-weight:700;color:var(--teal)}
.svc-more:hover{text-decoration:none;opacity:.8}
.svc-more.life{color:#d2772b}

/* ---- Testimonials ---- */
#reviews .kicker{text-align:center}
#reviews .section-title{text-align:center}
.tcards{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-top:40px}
.tcard{background:#fff;border:0;border-radius:16px;padding:34px;box-shadow:0 10px 40px rgba(20,40,70,.08)}
.tcard .stars{color:#f5b301;margin-bottom:14px;letter-spacing:3px;font-size:1.05rem}
.tcard p{color:#33424d;font-style:italic;margin-bottom:20px}
.tcard .who{display:flex;align-items:center;gap:12px}
.tcard .av{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--navy),var(--teal));color:#fff;display:grid;place-items:center;font-weight:800;font-size:.82rem;flex:none}
.tcard .who strong{color:var(--navy);display:block;font-size:.95rem}
.tcard .who span{color:var(--muted);font-size:.82rem}

/* ---- Inline quote form ---- */
.quote-band{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 55%,#10485f 100%);color:#fff}
.quote-band .section-title{color:#fff}
.quote-band .section-sub{color:#cfe0ea}
.quote-card{background:#fff;border-radius:20px;padding:34px;max-width:640px;margin:36px auto 0;box-shadow:0 30px 70px rgba(0,0,0,.28)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.consent-check{display:flex;gap:10px;align-items:flex-start;font-size:.8rem;color:var(--muted);margin-top:6px;line-height:1.5}
.consent-check input{width:auto;margin-top:3px;flex:none}

@media (max-width:860px){
  .svc-grid,.tcards{grid-template-columns:1fr}
}
@media (max-width:560px){
  .form-row{grid-template-columns:1fr}
  .statrow.numbers strong{font-size:1.9rem}
}

/* ---- Nav dropdown ---- */
.nav-dd{position:relative}
.nav-dd>.dropdown-toggle{cursor:pointer}
.nav-dd-menu{position:absolute;top:calc(100% + 10px);left:0;min-width:200px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 16px 44px rgba(15,42,67,.14);padding:8px;display:none;z-index:60}
/* Invisible bridge across the 10px gap so moving the cursor from the toggle
   to the menu doesn't drop :hover and close it before you can click. */
.nav-dd-menu::before{content:"";position:absolute;left:0;right:0;top:-14px;height:14px}
.nav-dd:hover .nav-dd-menu,.nav-dd:focus-within .nav-dd-menu{display:block}
.nav-dd-menu a{display:block;padding:10px 14px;border-radius:8px;color:var(--ink);font-weight:600;font-size:.92rem}
.nav-dd-menu a:hover{background:var(--soft);color:var(--teal);text-decoration:none}

/* ---- Page hero (subpages) ---- */
.page-hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 55%,#10485f 100%);color:#fff;padding:60px 0 68px}
.page-hero h1{font-size:2.4rem;font-weight:800;line-height:1.1}
.page-hero p{color:#cfe0ea;margin-top:14px;max-width:62ch;font-size:1.12rem}
.breadcrumb{font-size:.85rem;color:#9fb8c8;margin-bottom:16px}
.breadcrumb a{color:#cfe0ea}

@media (max-width:860px){
  .nav-dd{width:100%}
  .nav-dd-menu{position:static;display:block;box-shadow:none;border:0;border-radius:0;padding:0 0 6px 14px;min-width:0}
  .nav-dd-menu a{padding:10px 20px}
  .nav-dd>.dropdown-toggle{padding:13px 20px;width:100%}
  .page-hero h1{font-size:1.9rem}
}